Winter accidents and auto insurance: test your knowledge

Regarding winter accidents and auto insurance, do you know if the following statements are true or false? Take the test!

 

1- I will be compensated by my insurer if I have a collision in the middle of winter, even if my winter tires are not installed. +
 

2- The police must be called after a collision to determine the responsibility of each person in the accident. +
 

3- When the road conditions are bad - icy pavement, blinding sun, etc. - I will not be responsible if I fail to brake in time and cause an accident. +
 

4- If the driver in front of me suddenly brakes and I hit the back of his car, he will be held responsible for the collision. +
 

5- I will not be compensated by my insurer if my vehicle was stolen because I had left the engine running due to cold weather. +
 

6- It is useless to report a collision to your insurer if you do not make a claim. +
 

7- If I am not responsible for the accident, I will be compensated by my insurer even if I am not insured for damage to my vehicle. +
 

8- I will have to pay the amount of my deductible if I make a claim, even if I was not responsible for the accident. +

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