How to insure your car in England?

 How to insure your car in England?

Are you going to drive in England and want to find out how car insurance works? Car insurance in the United Kingdom is, as in France, compulsory and essential to be covered in the event of an accident.

How to insure your car in England? What type of auto insurance to choose? Can you use your French insurance contract? Auto insurance does not work like in France and it is therefore necessary to be well informed so as not to have unpleasant surprises.

Coover answers your questions and helps you find the best deal.

Summary

    Who should take out car insurance in England?
    Car insurance England: how to find a contract?
    The price of auto insurance in England
    Why buy car insurance in England?
    Motor insurance contracts in England

Who should take out car insurance in England?

Three situations may lead you to ask yourself questions about taking out car insurance in England:

    You live in England and are going to acquire a car registered there;
    You are passing through England for a trip for example and you are going to use your personal car registered in France;
    If you rent a car in England through a professional rental company (Rentalcars for example);

In the first two cases, you must take out local insurance.

In the third case, the lessor's insurance will generally be included in the rental and you will not have to take out a specific contract. However, check that this is the case.

Whatever your situation, you should remember that it is mandatory to be covered if you drive in the United Kingdom. Penalties are foreseen for those driving without insurance. In the event of an accident you may be subject to heavy financial penalties and even criminal penalties.
Car insurance England: how to find a contract?

If you want to drive in England you will therefore need to be covered by car insurance. It will be worth that your car is French or that you buy it directly on the spot.

You can take out a contract in a physical agency but they are rare except in London and other cities in England.

The easiest way is to use an online comparator. SAFE is a leader in auto insurance comparison in the UK. This site will allow you to find an insurance adapted to your needs and your portfolio, by comparing the contracts of the different insurances.

Going through a comparator will allow you to make real savings. Indeed the prices vary enormously according to the contracts and according to the inherent risk of the vehicle.

Auto insurance contracts often include a fairly small base with many options. Find out about the usefulness of these guarantees before signing the contract because it is likely that a good part will not be useful to you.
The price of auto insurance in England

The table below gives the average prices of different insurances and especially different coverages in the United Kingdom for a young driver:
Insurance Coverage Annual premium
Churchill (Car insurance) COMPREHENSIVE £ 2,403
Admiral TPFT £ 7,565
Sterling TPO £ 7,442
Only Smart Drivers COMPREHENSIVE £ 2,704
Diamond TPFT £ 8,798
Insure Wiser TPO £ 7,176
Car insurance cost England

To get a quote, we recommend the UK's leading auto insurance comparator SAFE.
Why buy car insurance in England?

If for the countries of the European Union, the automobile insurance of any country of the Union is suitable for each country, this is not the case for the United Kingdom.

Indeed, England is no longer a member country of the EU with the application of Brexit. As a result, it is now compulsory to take out car insurance in England.

It will therefore be necessary to take out local automobile insurance. If you have a French contract, it will not be valid in the host country.

In addition to meeting a legal obligation, the insurance will be very useful in the event of an accident or in the event of damage or theft of the vehicle.