VTC insurance comparator: what rates?

VTC insurance comparator: what rates?

The cost of private driver insurance varies greatly from one insurer to another, even for identical levels of coverage. Indeed, VTC insurers have total pricing freedom in this area. The prices can thus vary from single to double.

In addition, many criteria can affect the prices:

    the guarantees present in your contract as well as the level of the deductibles subscribed;
    your driver profile (bonus-malus, accident history, etc.);
    the characteristics of your car (fiscal horses etc.);
    your region of exercise.

Here is a summary table of the main insurers of VTC drivers:
Insurers Comments Rates
Macif

    A flexible contract
    Assistance without kilometer deductible always included
    Replacement value guarantee (for vehicles less than one year old)

From € 2,300 / year
Axa

    Assistance without kilometer deductible always included
    Flexible deductible
    Good assistance services

From 2,500 € / year
Maaf

    Daily allowances in the event of immobilization of the vehicle
    Enhanced driver protection
    But sometimes excessive prices

From 3,000 € / year
Allianz

    Quick subscription
    Flexible deductible
    A contract perfectly suited to VTC drivers

From 2,600 € / year
Private driver insurance comparison: what prices?

In general, the RC pro operating VTC can vary between 100 and 300 € per year while the cost of your car insurance VTC (RC pro circulation) can climb up to 3000 € or even beyond.

Some VTC platforms such as Uber have partnerships with insurers. You will be able to benefit from a discount if you are affiliated to it.
Private driver insurance broker: what are the advantages?

Traditionally, you can go to an insurer and take out a quote on site or online when possible. However, going through a VTC insurance broker offers you many advantages.

First of all, the primary interest of a VTC insurance broker is to be able to compare prices. Indeed, thanks to a VTC broker you will be able to compare the offers of several insurers. The contracts are then put in competition and you can freely opt for the best guarantee / price ratio. Especially since brokers often negotiate contracts upstream and thus benefit from better prices.

Then, taking out your VTC insurance with a broker will save you time. Indeed, you will not need to carry out time-consuming procedures with several insurers. You can instantly access multiple offers, all tailored to your profile.

You can even go through an online broker. You will then have only one form to fill out and will be able to compare the offers and take out your VTC insurance online from your home. If necessary, you can be advised by an expert.

In short, going through a broker will save you time and money.
How to get a private driver insurance quote online?

To make a private driver quote online, nothing could be simpler! In less than 5 minutes, you will have access to offers from Coover partners.

Here are the 3 steps to obtain an online VTC insurance quote:

    first of all, you fill in your driver profile (bonus-malus, age, etc.);
    then, you fill in the characteristics of your vehicle (date of entry into service, license plate);
    Finally, you determine your need and your desired level of coverage.

By filling out a simple form, you will be able to directly compare the offers of our partner insurers and thus access the best contracts!