What is the best RC Pro Wellness?
You open a massage company or start your own business and wonder about the insurance essential to your activity. What are your specific needs related to the activity of a wellness practitioner? What are the main risks in your business? When do you become responsible? We explain everything to you and give you the list of the best insurances for the well-being professions.
Summary
What is the price of the RC Pro Wellness?
Professional welfare insurance: who is affected?
How does professional alternative medicine insurance work?
What are the guarantees of professional civil welfare insurance?
How to take out a RC Pro auto entrepreneur well-being?
Alternative medicine professionals, what other insurance policies can you think of?
What is the price of the RC Pro Wellness?
Many insurers offer a professional civil insurance contract for the professions of well-being and alternative medicine.
Here we present the contracts with the best value for money.
Hiscox
Guarantees
RC Pro
Optional legal protection
RC Optional operation
Cyber risk insurance optional
Opinion
cheapest contract on the market for wellness professions
No deductible and ceiling of 100,000 euros.
Rate
175.50 € / year with the broker Coover
Solly Azar
Guarantees
RC Pro
RC Operation
Optional damage package
Opinion
Ceiling of 250,000 euros
The best value for money for professionals in alternative medicine.
Rate
177.22 years with broker Coover
AXA
Guarantees
RC Operation
RC Pro
Defense and appeals
Opinion
Free monthly payment and electronic signature.
Ceiling of 100,000 euros
Rate
270 € / year with the broker Coover
(180 € / year for self-employed people)
RC Pro welfare rate
The prices presented correspond to the basic professional civil insurance contracts for alternative medicine and well-being. The insurance premium may be higher depending on the options taken out and the legal form of the company.
Professional welfare insurance: who is affected?
Wellness professions are not regulated activities, therefore professional civil insurance is not compulsory. However, it is highly recommended for all prudent professionals.
Here is a non-exhaustive list of some trades that are covered by this professional insurance:
Acupuncturist;
Well-being coach;
Physiotherapist;
Well-being masseur;
Professional makeup artist.
Naturopath;
Ergonomist;
Osteopath;
Sophrologist;
Reflexologist;
Reiki practitioner;
Dietitian..
The RC Pro alternative medicine concerns all types of society: both self-entrepreneurs in massage and reflexologists working in private practice.
How does professional alternative medicine insurance work?
Well-being CPR protects you in the event of material, immaterial and bodily damage caused to a third party (often a patient) during your professional activity.
The well-being professions expose you to various risks. Here are some examples :
you are a well-being masseur and after a session a patient feels severe pain which forces him to stop work. It asks you to make up for lost income and this is where RC Pro massage comes in;
you are a dietitian and your patient has an allergy to a food supplement that you have recommended.
Thanks to this coverage, in the event of a claim, it is the insurer (and we you) who will compensate the victim of the claim.
Well-being insurance protects you wherever the loss occurs: at home, at a client's or in your practice. You are also covered for sessions carried out remotely in tele-consultation.
What are the guarantees of professional civil welfare insurance?
Well-being insurance contracts contain various guarantees which are either included in the basic basis or as an option.
Professional wellness liability
Main risks
Pain following a session or any other complaint from a patient
Probability
High
Comments
This guarantee may be required if you share a practice or by business clients.
RC Operation
Main risks
A patient slips and gets injured in your practice.
Probability
High
Comments
The operating liability is a more general guarantee that covers general damage related to the life of the company
Defense and appeals
Main risks
You are ordered to pay legal costs
Probability
Weak
Comments
Rarely used but very useful because of the amounts involved in the event of a procedure
Juridic protection
Main risks
Dispute with a patient that you must resolve with a lawyer
Probability
Medium
Comments
Often guarantee
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