What insurance should I take out for a tattooist piercer?
Are you or are you setting up as a tattoo artist and wondering about the insurance essential to your activity? What are your specific needs related to your tattoo artist activity? What are the main risks in your business? When do you become responsible? All our answers and the list of the best insurance for tattoo artists.
Summary
What is the price of the RC Pro tattooist piercer?
How does tattooist professional civil liability insurance work?
Does RCP Pro tattooist insurance allow you to perform any type of tattoo?
What are the guarantees of the tattoo artist's professional civil insurance?
Tattoo artist, what are the other compulsory insurances?
What is the price of the RC Pro tattooist piercer?
The price of tattooist insurance varies according to different elements:
turnover ;
the geographic area;
insurance history;
the legal form of the business;
tattooing methods and tattooed areas;
any options subscribed to.
In general, it should be remembered that the price of professional civil liability insurance for tattoo artists will be between 100 to 500 euros per year.
How does tattooist professional civil liability insurance work?
The profession of tattoo artist is not a regulated activity, therefore professional civil insurance is not compulsory although it is strongly recommended.
The tattoo artist RCP protects you in the event of material, immaterial and bodily damage caused to a third party during your professional activity. This damage can be caused by you, your service providers and also your equipment.
There are many risks associated with being a tattoo artist. The two most frequent cases of questioning are as follows:
a client who accuses you of having "failed" and claims material damage (paying to have the tattoo removed with a laser), and moral damage;
after getting a tattoo, the client has a bacterial or viral infection.
Tattoo artist insurance covers you regardless of the location of the accident: at home, in your salon, with a client, regardless of your status: tattoo artist or working in a company.
Some RC Pro tattooist contracts also cover the following activities: piercing, microblading, hair pigmentation, ephemeral tattooing, training for the tattoo artist.
With this coverage, in the event of a claim, it is the insurer (and we you) who will compensate your dissatisfied customer. The amounts involved can be very large and this assurance is therefore essential.
Does RCP Pro tattooist insurance allow you to perform any type of tattoo?
Tattooist liability insurance contracts generally distinguish between two types of activity:
tattooing low-risk areas: earlobe, ear cartilage, nostrils and navel;
tattooing of riskier areas: cheeks, eyebrow, nose, ears, tongue, eyebrows and genitals.
Depending on the area concerned, the insurer may request a minimum of one year's experience in the trade, or refuse to insure some of your tattoos.
What are the guarantees of the tattoo artist's professional civil insurance?
The tattoo artist RCP insurance contracts contain various guarantees which are either included in the basic base or as an option.
Professional civil liability tattoo artist
Main risks
The client considers the tattoo unsuccessful and seeks damages. The client has an allergic reaction or infection.
Probability
High
Comments
Make sure that your contract covers the specifics of your tattooing activity and in particular the areas of the body that you can tattoo.
RC Operation
Main risks
A customer trips in your workshop and is injured.
Probability
High
Comments
The operating liability is a more general guarantee that covers general damage related to the life of the company
Defense and appeals
Main risks
You are ordered to pay legal costs
Probability
Weak
Comments
Rarely used but very useful because of the amounts involved in the event of a procedure
Juridic protection
Main risks
Dispute with a client that must be settled by a lawyer. His expenses will be borne by the PJ.
Probability
Medium
Comments
Warranty often available as an option but rarely in the base base
If you are attached to a tattoo parlor, tattoo artist RCP insurance may be required.
Tattoo artist, what are the other compulsory insurances?
TNS health mutual (self-employed)
Status
Optional
Remark
The mutual health insurance allows you to supplement the reimbursements of the Health Insurance. Thanks to the Madelin law, you can deduct your contributions from your
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