Professional insurance for market gardening

Professional insurance for market gardening



greenhouse cultivation

Like other farmers, the market gardener must also be covered by insurance contracts tailored to his needs and the risks associated with his professional activity. Overview of essential insurance for market gardeners!
The job of a market gardener

The market gardener is a farmer who grows vegetables, fruits and / or flowers. To practice this profession, you have to love culture and adapt to climatic conditions and the rhythm of the season. You have to know how to take care of the shoots and know how to use traditional and technological techniques. You have to manage orders and have interpersonal skills. You have to love the land, but also manual labor, because it is a profession that sometimes requires working in awkward positions outside.

However, before starting to produce, the market gardener must clearly define his sales channel. This will determine the range of vegetables and fruits to be produced and will allow the farmer to organize his work well. The products can be sold to wholesalers, supermarkets and hypermarkets. The sale can also be done directly with consumers.

To be successful as a farmer, you need to know how to set your limits and invest in suitable equipment. In addition, it is also necessary to know how to work collectively if necessary, while optimizing the range of products to reach more customers and to retain them.
Risks on a vegetable farm

The most important risk that market gardeners face is climate risk, natural disasters can happen at any time. So your crops and crops can be damaged by floods, droughts, storms, hail or even periods of frost.

Another major risk is purely health, in fact, once the fruits and vegetables are produced, they must respect certain strict rules in terms of conditioning and packaging. Even if you take all the necessary precautions, one of your products can still cause food poisoning.

That's not all ! Your buildings, your equipment and your agricultural machinery are not spared by the risk of disasters. Finally, it can also happen that your installations cause damage to the environment, in particular in the case of certain spraying or phytosanitary treatments.

For all these reasons, you need to choose your insurance contracts and guarantees carefully. With the cover adapted to your needs, you will be able to exercise with confidence and guarantee the sustainability of your agricultural activity.
Professional insurance for market gardening

    Multi-risk agricultural insurance: an essential guarantee for any farmer, because it covers buildings, farmland, agricultural machinery and equipment. You also benefit through this insurance from the coverage of your professional civil liability.
    Business interruption insurance: with this insurance, you benefit from compensation for making necessary repairs and new purchases after a disaster.
    Insurance for agricultural vehicles: all your vehicles and agricultural machinery must be covered by appropriate insurance.

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