Professional fishing insurance

Professional fishing insurance




fishing professional

If you are engaged in fishing, it is in your interest to preserve your work equipment and to surround yourself with all the necessary guarantees to protect yourself from all obstacles to the pursuit of your activity.
Many possible insurance contracts

As this is a profession that covers a large number of trades, the risks that can be covered in the context of fishing are also very diverse. Protection in this area is for the most part focused on the navigation itself.

So being a fisherman doesn't just mean you have a fishing vessel. You may also be an investor in the activity, a shipowner, a simple employee, a carrier, a charterer, a forwarder ...

In all cases, you expose yourself to risks such as significant or less damage caused to your vessel or damage caused to third parties by the fact of your boat or part of your activity.
Professional fishing liability insurance

Professional liability insurance covers you financially in the event of a dispute with third parties, which may be your own employees.

The cover concerns the operation itself as well as the materials in the event of damage.
Marine insurance and freight transport

Marine and transport insurance is intended to cover the insured in the event of damage to the ship and the goods it transports.

It is all the more advisable as the value of this equipment and its load can be so high that it would be difficult for the operator to reimburse them himself.

As transport insurance, this coverage generally applies to the entire trip, even one that is not made by boat.
The people and boats concerned

Professional marine insurance is intended for anyone carrying out an activity related to maritime transport. There is even a tendency to apply it for the benefit of the industrialist who simply wishes to import or export by sea.

All vessels are also concerned, whether it is a fishing boat, pleasure craft, river boat, etc.
Fishing boat insurance

Thus, among the most common maritime and transport contracts, we will find fishing boat insurance which will protect against damage, expenses related to accidents at sea, recourse exercised by third parties ...

Essentially, this concerns material damage to the vessel and the responsibility of the operator, civil or contractual.

There is also specific insurance for artisanal fishing activities, often carried out using boats of less than 150 tons.
Pleasure insurance

Pleasure craft insurance covers damage to the boat in the event of a collision with another vessel, including bodily injury to the person of the passengers. Shipwrecks, fires and theft are also included in tourism insurance.

The subscription of this insurance returns to the sailing club or any other equivalent provider and not to the customers who have called upon their service.
Regatta insurance

Whether it is a corporate or professional regatta, the purchase of civil liability insurance is recommended to cover material damage and bodily injury resulting from this activity.

It provides a minimum guarantee for the benefit of the participants.

To regatta insurance, we can also add river insurance which always aims to protect against damage to property and people involved in river navigation.
Protection of the entrepreneur

Finally, the fishing professional must take out additional TNS health insurance for himself, or a collective company mutual to cover his employees. He can also take out an occupational provident insurance contract to cover himself in the event of sick leave or incapacity for work.
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