LCL Visa Insurance
LCL offers its customers 3 Visa cards. These have assistance and insurance offers depending on the model of the card and the geographic area in which you are located at the time of the loss. Travel cancellation insurance, ski insurance or even car rental insurance, what does your Visa credit card insurance cover? Find out more about the LCL Visa card offer.
Summary
What are the travel guarantees of the LCL Visa card?
Visa LCL ski insurance
What are the car rental guarantees of the LCL Visa card?
What are the insurance related to your purchases with the Visa LCL card?
How to contact LCL?
What are the travel guarantees of the LCL Visa card?
The insurance guarantees of the LCL Visa card
Trip cancellation insurance
Visa
Visa Premier
Excess: 20% of the cost of the trip
Ceiling: 5000 €
Cancellation conditions: medical reasons, professional reasons
Visa Infinite
Excess: 20% of the cost of the trip
Ceiling: € 10,000
Cancellation conditions: medical reasons, professional reasons
Compensation in the event of a flight delay
Visa
Visa Premier
Ceiling 400 € for delay> 4 or 6 hours
Visa Infinite
Ceiling 840 € for delay> 4 or 6 hours
Reimbursement failed plane
Visa
Visa Premier
Visa Infinite
Baggage delay compensation
Visa
Visa Premier
Ceiling 400 € for delay> 4 hours
Visa Infinite
Ceiling 840 € for delay> 4 hours
Baggage loss insurance
Visa
Visa Premier
Deductible: 70 €
Ceiling: 800 €
Visa Infinite
Deductible: 70 €
Ceiling: € 1,800
Liability insurance abroad
Visa
Visa Premier
Ceiling: € 1,525,000
Visa Infinite
Ceiling: € 4,600,000
Flight ticket cancellation
Visa
Visa Premier
Visa Infinite
Hotel cancellation
Visa
Visa Premier
Visa Infinite
Lost or stolen passport
Visa
Visa Premier
Assistance with administrative procedures
Real costs
Visa Infinite
Assistance with administrative procedures
Cash advance on site: 3000 €
Diving insurance
Visa
Visa Premier
Visa Infinite
If a simple traveling companion cannot be covered by your Visa insurance, some people around you may be. Thus your spouse, a fiscally dependent child or grandchild (under 25) or a fiscally dependent ascendant are covered by your CB Visa insurance.
Note: Insureds do not have to travel together to benefit from coverage.
Assistance guarantees for the LCL Visa card
Disability death insurance
Visa
Visa Premier
Ceiling: 310,000 €
Visa Infinite
Ceiling: € 620,000
Travel repatriation insurance
Visa
Visa Premier
Ceiling: actual costs
Visa Infinite
Ceiling: actual costs
Medical insurance (foreign medical expenses)
Visa
Visa Premier
Deductible: 50 €
Ceiling: 155,000 €
Visa Infinite
Deductible: 50 €
Ceiling: € 156,000
* PPI: Permanent Partial Disability and
IPT: Total Permanent Disability
The insurance and assistance offers offered vary widely depending on the Visa card. Our online comparator allows you to obtain an insurance quote easily and free of charge in order to find the offer perfectly suited to your needs when traveling abroad.
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As an insurance broker, our mission is to inform and advise you on the insurance offers offered on the market. The purpose of these advice sheets is to introduce you to the products of our partner insurers, such as those with which we have no ties. These sheets give you our objective analysis of insurance contracts but also information on the membership formalities.
Visa LCL ski insurance
Ski pass and ski lessons reimbursement
Visa
Visa Premier
Total ceiling: 800 €
Limited to two claims per year
Visa Infinite
Total ceiling: 800 €
Limited to two claims per year
Reimbursement of research costs
Visa
Visa Premier
Ceiling: Actual costs
Visa Infinite
Ceiling: Actual costs
Reimbursement of rescue and first transport costs
Visa
Visa Premier
Ceiling: Actual costs
Visa Infinite
Ceiling: Actual costs
Reimbursement of medical expenses
Visa
Visa Premier
Deductible: 30 €
Ceiling: 2300 €
Visa Infinite
Deductible: 30 €
Ceiling: 2300 €
Rental ski equipment breakage insurance
Visa
Visa Premier
Deductible: 20%
Ceiling: 800 €
2 claims per calendar year
Visa Infinite
Deductible: 20%
Ceiling: 800 €
2 claims per calendar year
Snow insurance (lack of snow)
Visa
Visa Premier
Visa Infinite
What are the car rental guarantees of the LCL Visa card?
Vehicle damage or theft insurance
Visa
Visa Premier
Ceiling: vehicle value
2 claims per year
Visa Infinite
Ceiling: vehicle value
2 claims per year
Disability death
Visa
Visa Premier
Ceiling: 310,000 €
Visa Infinite
Ceiling: € 620,000
Theft of personal belongings from the car
Visa
Visa Premier
Visa Infinite
Ceiling per object: 250 €
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