Two-wheel insurance
Many people choose to buy a two-wheeler. Indeed, when parking or in traffic jams, driving a two-wheeler saves precious time. However, these vehicles are particularly prone to accidents. This is the reason why, as with any land motor vehicle, you have an obligation to cover your vehicle with, at least, a third party formula in order to protect the personal injury and property damage that you may cause. How to choose the right two-wheel insurance? How to pay less? We answer all your questions.
Summary
. What is a two-wheeler?
. Find the ideal two-wheel insurance contract
. The points to check to find the best two-wheel insurance
. The necessary documents to insure your two-wheeler
. The criteria taken into account to calculate the price of two-wheel insurance
. The advantages of using our two-wheel insurance comparator
What is a two-wheeler?
The term “two-wheeler” is used to define a vehicle making it possible to transport one or two people, provided with two wheels placed one behind the other. Among the motorized two-wheelers, we can cite the solex, the moped, the motorcycle or the scooter. These vehicles are not exempt from compliance with the Highway Code. However, the regulations are different depending on the cubic capacity. As an indication, driving motorcycles with a cylinder capacity greater than 125 cm3 requires a specific license, the A license. Other types of two-wheelers can be driven with only the B license (called "car license"). However, all owners of motorized two-wheelers must take out an insurance contract in order to guarantee the civil liability of the driver. This protects against bodily injury and material damage that it could cause to third parties. You can obviously take out optional options such as guarantees against theft or vandalism for example, risks to which 2-wheelers are particularly exposed.
Find the ideal two-wheel insurance contract
We know how difficult it can be to navigate through existing motorcycle insurance contracts. This is why we put at your disposal our insurance comparator for 2 wheels. Take the time to identify your needs and complete the questionnaire. Our tool will then present you with the most suitable offers at the best price.
>> CLICK HERE TO COMPARE MOTORCYCLE INSURANCE <<
To identify your needs, even before comparing two-wheel insurance, we advise you to take the time to think it over. In fact, there are three formulas, each adapted to a specific situation.
Third party insurance is intended to protect… the third party. Suppose you have an accident for which you are responsible with your two-wheeler. If you are not insured, and if the third party is not insured at all risk, he can appeal to the Guarantee Fund for compulsory insurance. It is this FGAO which takes care of the reimbursement of bodily injury and material damage under certain conditions. Then the FGAO turns on you to recover the amount spent. Third party insurance is therefore both human and financial security. By using a two-wheel insurance comparator, you will find a cheap solution that can protect yourself.
The purpose of intermediate or third-party insurance is to offer you a minimum plan with the same civil liability coverage of the third-party plan, while adding options. It's a bit of a la carte insurance, comparing two-wheel insurance will allow you to discover the extent of the offer according to the insurance companies. You can thus add options such as theft, fire, broken glass, etc.
>> CLICK HERE TO COMPARE MOTORCYCLE INSURANCE <<
Comprehensive insurance is the most protective, and therefore the most expensive. That said, the high price is not inevitable thanks to the two-wheel insurance comparator. Only this insurance covers damage caused to your vehicle, even if you are responsible for the loss. Fire, glass breakage, theft, vandalism, you are perfectly covered.
The points to check to find the best two-wheel insurance
Before using our two-wheel insurance comparator, determine your needs according to your vehicle. You now know what the different guarantee levels correspond to, it is now necessary to know which guarantee corresponds to which vehicle.
Concretely, a recent vehicle whose value is important and which circulates a lot will need an all-risk two-wheel insurance.
On the other hand, an old vehicle of low value may be insured at a third party.
The intermediate formula is for middle-aged motorcycles for which you want to maintain safety and protection in the event of theft or fire, for example.
Then, know that there are additional guarantees that you will discover when you receive the quotes from your two-wheel insurance comparator. Thus, if you insure a motorcycle or a scooter, you can opt for the 0 km breakdown guarantee, the helmet guarantee or even the equipment guarantee. The driver's personal guarantee can also be useful due to damage caused by a two-wheel accident.
The necessary documents to insure your two-wheeler
إرسال تعليق