Professional pet insurance and grooming salon
grooming salon, dog
What professional insurance to take out for a pet shop or a grooming business?
The craze for pet ownership is growing in France. Many French people cherish the idea of having a pet in their home, which allows the pet and accessory market to flourish. The jobs of a pet store manager and animal groomer require strong skills and very specific qualities. What's more, all pet shops and grooming companies must take out suitable insurance!
Animal facility manager
The animal facility manager is a major player in the animal distribution channel. Its role is to manage stocks, receive goods and carry out labeling. As part of his job, he must also know how to highlight the merchandise. He may specialize in a family of species or in a particular field. Indeed, he may be a specialist in reptiles, mammals or the aquarium hobby.
Like any other professional, the animal facility manager must take out specific insurance covering his professional civil liability in the event of damage caused to third parties and to animals. In all cases, he must be versatile and know how to respond to the demands of his customers. This is a job that requires passion and interpersonal skills. You have to be welcoming, smiling and listening to customers. Above all, you have to have a sense of commerce and know how to detect the slightest health problem.
The missions of a grooming salon
The role of a grooming company is to provide the necessary care for the hygiene, maintenance and fitness of pets and pets. Animal groomers must bathe, comb, trim and wax dogs and cats of all breeds according to current standards. They can practice in clinics, veterinary surgeries or grooming salons. They must comply with health and safety rules, because at any time their civil liability may be called into question.
Professional liability insurance
The first insurance to take out if you run a pet store or a grooming salon is professional liability. This insurance comes into play when damage is caused by entrusted animals. It covers your professional civil liability in the event of a claim. If, for example, the animal escapes your supervision and it bites a customer, a visitor or another animal, your civil liability will be in question. It is therefore essential to protect yourself against the various risks associated with this sector.
The pet store and the grooming salon are required to follow the law. To operate, they must have an authorization to open and a certificate of capacity, in particular for the person in charge of the maintenance of the animals. They must also ensure their responsibilities for bodily injury and material damage caused by animals in their care. When taking out pro RC insurance, check that the contract covers Category 1 and Category 2 dogs.
Professional property insurance
In addition to professional liability insurance, managers of pet shops and grooming salons must take out insurance to cover their professional property against the main risks, namely fires and water damage. Likewise, stock, goods and equipment must be protected by specific contracts. Also consider covering your premises, whether you are an owner, co-owner or tenant. The ideal insurance contract that brings together all of its guarantees is multi-risk professional insurance.
Financial loss insurance
Financial loss insurance can help you restart your professional activity in the event of a loss. The costs and losses resulting from the disaster such as loss of rent and loss of use are covered by this insurance. If you find yourself completely and permanently unable to continue your professional activity,
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