What are the guarantees of vehicle fleet insurance?
Civil Liability
It covers all consequential bodily, material and immaterial damage caused to others during an accident in which the insured vehicle is involved. It also covers damages due to inexcusable fault and an accident at work. The RC is a compulsory guarantee so that the vehicles can circulate in all legality.
Liability is covered for all vehicles designated in the auto fleet insurance contract. In addition, the criminal defense and recourse guarantee is often associated to better protect the insured in the event of damage caused to others.
Damage to the vehicle
You can cover all the vehicles in your fleet for various material damages, such as broken glass, fire, theft and attempted theft, damage, vandalism, collision damage and tire damage, etc. .
As with conventional auto insurance, an all accident damage guarantee can be taken out to ensure a maximum number of claims.
Bodily injury
A driver's damage guarantee is often included in this type of contract but it can only be offered as an option. It covers injuries and deaths following various events (theft, attempted theft, etc.). Some insurers also provide coverage for damage suffered by the persons transported.
Assistance guarantees
Depending on the level of cover chosen, you will have access to various types of support:
Replacement vehicle in case of immobilization of yours,
Breakdown / towing costs,
Repatriation / transfer,
Medical fees,
All the guarantees mentioned above vary from one contract to another and are not exhaustive. Insurers also offer options to adapt to the specifics of your vehicle fleet and your activities. For example: insurance of personal effects and transported equipment, interior equipment of the vehicle, financial loss ...
How to take out professional car fleet insurance?
Taking out pro fleet auto insurance can be very simple, if you use an online comparator!
Our tool allows you to obtain quotes in the blink of an eye but also to subscribe directly to the contract of your choice. It could not be easier :
Fill out the Coover form. Some information on your activity, your turnover, and your SIRET number (if you have already created your business) may be requested.
Choose the offer that suits you among the proposals made by our comparator. It's up to you to choose the one that seems to have the best coverage / price ratio!
You can subscribe to it directly and decide on the effective date of the contract. Supporting documents may be requested. In principle, insurance certificate and contract can be downloaded immediately and / or sent by email.
How do I get car fleet insurance quotes?
Comparing quotes is a necessary step to take out interesting and suitable coverage. To get quotes, you can:
Go to an agency. You can request quotes from your insurer but you will only have the choice of the formula. If you really want to compare several contracts, you need to consult several insurance companies. Between trips and appointments with advisors, this is not the easiest method to obtain auto fleet insurance quotes!
Make individual requests for quotes online. Most insurers allow the establishment of a quote via their site. You can quickly receive them in your mailbox and compare them yourself, but we do not recommend this solution. You risk wasting time studying the offers to find out which one would suit you the most, but also responding to requests from insurers! Indeed, insurance companies regularly ask for your contact details when generating the quote. So expect to be contacted by sales reps.
Use an online insurance comparator. The best solution to get quotes. With Coover, you get personalized car fleet insurance quotes in just a few clicks. The best deals on the market are compared without having to travel or visit dozens of sites.
It is possible to obtain quotes and prices via our comparator without leaving your contact details. You can therefore be sure that you will not be contacted again if you do not wish to! Conversely, do not hesitate to join our teams if you want to be accompanied.
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