Professional auto insurance quote

Auto insurance is compulsory for any vehicle wishing to travel on public roads legally. As a professional, your car may be your working tool. To comply with the insurance obligation but also to protect your activity, it is necessary to take out suitable professional auto insurance.

First step: quotes! How to get professional car insurance quotes? How to make a choice ? What are the essential guarantees? Why use a comparator? To help you choose the best pro auto insurance offer, here are all of our tips and comparisons.

Summary

    Professional auto insurance: our comparison
    How do I get professional auto insurance quotes?
    Why use a pro auto insurance comparator?
    How to buy professional auto insurance online?
    Professional vehicle insurance: what are the essential guarantees?
    Professional auto insurance comparator: the 5 golden rules
    Faq

Professional auto insurance: our comparison

To help you find the best professional vehicle insurance, here is a comparative table of some players on the market:
Insurer Annual rate Comments Basic guarantees
aviva From € 450 3 packages
All accidents from the 2nd formula
30% reduction if Aviva customer
Various options

    RC
    Juridic protection
    Driver's warranty
    Theft, fire ...
    Vehicle assistance in the event of breakdown and accident

axa From 500 € 5 formulas + optional packs
Assistance 0 km

    RC
    Theft, fire
    Bodily injury to the driver up to € 1m

macif From 500 € 4 formulas
Very light economical formula

    RC
    Protection of the insured's rights
    Amicable finding assistance

allianz From 650 € 5 formulas
Slightly excessive exclusions
Interesting assistance

    RC
    Criminal defense and remedies
    Driver's warranty
    Theft / fire from the 4th formula
    All accidents from the last

matmut From 650 € 4 formulas
Many options
Good vehicle damage coverage from the 2nd formula

    RC and civil defense
    Driver's warranty
    Personal and vehicle assistance

Professional auto insurance guarantee comparison
How do I get professional auto insurance quotes?

To find an insurance contract for your professional car, it is important to request quotes from various insurers. Thus, you will be able to assess which offer is the most interesting in your situation and for your needs.

To obtain pro auto insurance quotes, several solutions are available to you:

    Request individual quotes online, that is, contact each insurer one by one to obtain quotes. Most insurance companies offer online forms that you can fill out for personalized quotes. However, you will have to make the request to each of the insurers that interests you, then compare the offers yourself. Long work and multiplied contacts!
    Go to an agency: if you prefer human contact, you can always meet with the advisor of the insurance company that interests you. If you are considering only one insurer, you cannot be sure that the pro auto insurance contract that we are offering is advantageous. If you make an appointment with various insurers, expect it to take time! You should also compare the quotes yourself here.
    Use a comparator: to get dozens of quotes at once, the best solution is to use an online comparator. You do not have to travel or take the steps with various interlocutors to obtain the information you are looking for. A saving of precious time.

Why use a pro auto insurance comparator?

Depending on your professional activity, you may need insurance for your pro car. All vehicles must be insured to travel: Civil Liability is the minimum coverage. It is a legal obligation which therefore necessarily applies to vehicles used for professional purposes.

As with any insurance contract, coverage needs vary from individual to individual. And all the more so when professional activity comes into play! Some will need to cover damage to the materials and goods transported, while others will not see the need for it. Thus, it is important to choose a contract that is suited to your situation. Don't necessarily follow what your neighbor or colleague recommends.

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