How to buy professional auto insurance online?

How to buy professional auto insurance online?

Obtaining professional car insurance online is very easy. Here are the steps to follow:

    Fill out our online form: Indicate your SIREN, your activity and your turnover, among others.
    Choose the offer that suits you: Based on the information you have provided us, our simulator will offer you the best offers from insurers. You can easily determine the most advantageous offer in terms of coverage / price ratio.
    Subscribe online: As soon as you have selected the insurance that suits you, all you have to do is subscribe. Again, it's very simple! You submit your RIB and indicate the desired effective date.

You will be able to get a final auto insurance price without having to leave your details. Making a quote with Coover is therefore the assurance of not receiving SPAM.

Once the subscription is finalized, you will receive your contract and professional insurance certificate directly in your email box.
Professional vehicle insurance: what are the essential guarantees?

Very often, the vehicles used in the professional framework are exposed to more numerous risks than in the private circle. In fact, equipment and goods can be damaged during transport, for example. It may therefore be wise to take out this guarantee.
Civil Liability coverage

This is the only warranty required for the use of your professional car. It provides compensation for bodily injury and material damage caused to others in an accident. It is systematically included in a professional auto insurance contract and may even be the only guarantee. We speak of a "third party" contract, as with personal auto insurance contracts.
Criminal defense and recourse guarantee

This guarantee is very often included in the 1st formula, but some insurers only provide it for the intermediate formula. It intervenes in support when the responsibility of the insured is engaged: it accompanies the insured when he is called into question by the other party (defense action), but also when he decides to formulate himself an appeal. to assert their rights (recourse action).
Bodily injury to the driver

This guarantee covers damage suffered by the driver in an accident, whether he is responsible for it or not. The liability guarantee does not cover damage suffered by the driver but only those caused to others. Thus, to better protect yourself or your employees, it is wise to take out this guarantee.
Damage to vehicles

Glass breakage, theft, fire, climatic events ... most of the intermediate formulas cover these claims. We also speak of the extended third-party formula, or "to the third +".
Assistance guarantees

In our opinion, assistance is essential in a professional vehicle insurance contract. Indeed, it provides many benefits in the event of disasters, greatly facilitating your life. Repatriation, towing and breakdown service, 0 km or 50 km assistance ... as many assistance guarantees as it is good to have included in your professional and individual coverage.

If you have more than 3 or 4 professional vehicles (depending on the insurers), it is preferable to take out vehicle fleet insurance. Thus, you protect all your vehicles under one and the same contract. Simplify your life!