How to change auto insurance?
Car insurance is compulsory for all motorists. However, one question may remain unanswered: How do we change auto insurance if it no longer meets our coverage needs? Here is all the information to take into account if you are planning to change your car insurance.
Summary
What are the reasons you might want to change auto insurance?
How to change auto insurance?
Change auto insurance after 1 year of contract
How long do I need to change auto insurance?
The documents to gather to change auto insurance
What are the reasons you might want to change auto insurance?
3 reasons may prompt you to change auto insurance:
To save money: the auto insurance sector is full of many more or less interesting offers. Changing auto insurance using an auto insurance comparator will allow you to find an auto insurance contract at the best price. Buying cheap auto insurance is one of the main reasons you might want to change auto insurance.
To better cover yourself: do not hesitate to review your auto insurance contract if your situation has changed. Indeed, it is always necessary to take your needs into account in order to adjust the guarantees and thus to benefit from fully personalized car insurance.
To benefit from better services: have you noticed that your auto insurer is not reacting enough? That the processing times are too long? Do you think you are not being compensated in the best way possible after a loss? In this case, you have the option of requesting a change in car insurance.
How to change auto insurance?
Changing auto insurance before or after the first year of your current contract does not mean going through the same steps.
Change auto insurance before 1 year of contract
Certain situations give you permission to change auto insurance during the contract:
Your car must be destroyed because of its poor condition: in this situation, you must send your request within 10 days of the destruction of your vehicle.
Your car is sold: the termination of your contract will be effective 10 days after sending your request.
Your car has been sold: as in the previous situation, after sending your cancellation request, your contract will be closed 10 days later.
You are moving: in this situation, you can request a change in car insurance by sending the documents within 3 months of your move.
In addition to the reasons related to a change of situation, you have the option of changing auto insurance when your old contract expires. To do this, you can make your request at least 2 months before due date or 20 days after receipt of the due date notice sent by your former insurer. Note that since 2005, the Châtel law obliges insurers to send you this notice of expiry.
Also, your contract may be terminated by your insurer for various reasons such as claims related to alcohol, drugs or non-payment of premiums.
إرسال تعليق