WHY BUY A HOUSE IN FLORIDA IN 2025?

WHY BUY A HOUSE IN FLORIDA IN 2025?

 

Buying a home in Florida in 2025 is a bit like ordering a mojito by the ocean in West Palm Beach: a great idea, full of promise and a taste of paradise. But beware: behind the dream of the Sunshine State lies a Florida real estate investment that responds to very concrete trends in the American real estate market .

 

Today, we're taking you on a sunny and strategic tour of why you should buy a home in Florida in 2025. Whether you're a seasoned investor or a future U.S. citizen buying your first second home, you'll love what you're about to read.

 

Florida's Real Estate Market in 2025: Dynamic, Attractive, Solid

If we had to sum up the Florida real estate market in 2025 in one word, it would be: effervescent .

 

Demand is exploding in cities like Miami , West Palm Beach , Orlando and Tampa. Baby boomers are living happily there, teleworkers are fleeing major cities and international investors , particularly French-speaking ones, are seizing opportunities with both hands.

 

According to our latest data, real estate transactions have jumped 8% year-on-year. And that's no coincidence: Florida alone accounts for more than 20% of residential acquisitions nationwide. Yes, just that.

 

And this isn't a passing fad. It's a long-term trend , driven by idyllic weather, low taxes (no state income tax), and a still-dynamic vacation rental market. In short: Florida remains a real estate El Dorado .

 

A little customer tip:

“Thanks to the support of my Florida real estate agent with Investir.us, I was able to acquire a duplex in Fort Lauderdale. In 9 months, it was already 95% rented. Top profitability, minimum stress.” – Marc, Paris, 42 years old

 

Buy condo in Florida

 

Key Steps to Buying a Home in Florida

Why buy a house in Florida in 2025? It's not like buying an apartment in Lyon or a studio in Brussels. The American process is both rigorous and more flexible... provided you have the right support.

 

Here are the main steps we follow with each of our clients:

 

Define your objectives : second home, Florida real estate investment or asset diversification?

Create a suitable legal structure , often an LLC, to protect your assets and optimize your taxes.

Open a US bank account , an essential step to manage financial flows.

Identify the most relevant properties , thanks to our Florida real estate agents based in the field.

Formulate a purchase offer , framed by an official contract (the famous "purchase agreement").

Carry out essential checks : property inspection, title analysis, technical diagnostics.

Finalize the purchase with the intervention of a "title company" and a fully digital signature.

 

And the best part? Everything can be done remotely. From your couch in Paris or between meetings in Montreal, you can become a homeowner in Florida without leaving your home. In fact, one of our clients signed the purchase of his villa in Naples… between two ski slopes in Megève.

 

Price Forecast: Investing Today Means Winning Tomorrow

Florida real estate prices are looking good. In 2024, prices rose by an average of 6.3% , and projections predict a 5 to 7% increase by 2025.

 

Miami remains the star of the Miami real estate market , with prices per square meter sometimes reaching $5,500 in the most sought-after areas. But other cities like West Palm Beach , Orlando, and Sarasota are experiencing rapid growth, with significant potential for further growth .

 

Why such momentum?

Because the fundamentals are solid :

 

Strong international demand

Limited supply in the most attractive sectors

Moderate interest rates

Massive investment in infrastructure , such as transport and commercial areas

 

At Investir.us , we like to remind you:

“The best time to invest was yesterday. The second best time is today.”

 

  Florida real estate price trends

 

Types of Real Estate Available in Florida

One of the great things about Florida's real estate market is the sheer diversity of properties available . Whether you're looking for a villa with a pool in Naples , a condo with a sea view in Miami , or a building plot in West Palm Beach , there's bound to be a property that fits your needs... and your budget.

 

The detached house

It's the big favorite of the American real estate market . Often on one level, with a garden, garage and swimming pool (yes, it's almost a religion here), it's perfect for a second home or a long-term rental investment .

 

They are found in secure residential communities, near schools, beaches, or golf courses. Prices can vary greatly depending on the location: expect to pay around $350,000 in Orlando and up to $1.2 million in Miami Beach .

 

The condo (apartment in co-ownership)

Highly appreciated by international investors, the condo is often located in modern buildings, with high-end services: swimming pool, gym, concierge , or even direct access to the beach.

 

This is the ideal turnkey solution for seasonal rentals or short stays. Maintenance is minimal, but beware of condominium fees, which can climb in the most luxurious residences.

 

The building land

This is the option chosen by more and more investors looking for medium-term asset appreciation . Prices are still accessible in certain developing areas, such as Cape Coral , Port Charlotte or Palm Bay .

 

Thanks to our network of local partners, we can connect you with reliable builders to complete a tailor-made project. Looking for a new, market-ready home with excellent rental yield? We'll take care of it with you, step by step.

 

Let's take an example:

Julien, an engineer in Toulouse, bought a plot of land in Cape Coral in 2023 for $85,000 . This year, he is building a 3-bedroom house with a pool for a total of $270,000 . He plans to rent it out annually with an estimated return of 7.5% .

“It's one of the best choices of my life. I'm building remotely, but I'm supported every step of the way.”

 

And that is exactly our mission.

 

Why Buy a Home in Florida in 2025: Tax Considerations

Let's talk taxes. Okay, it's not always the sexiest topic, but in Florida, it becomes downright interesting. The American tax system , especially here, is quite welcoming to foreign investors .

 

No statewide income tax

This is one of the biggest advantages of the Sunshine State : no state income tax . Unlike California or New York, here you'll only pay federal tax on your rental income. A significant savings in the first year.

 

Deductible depreciation

If you buy through an LLC (Limited Liability Company) , you can depreciate the value of your property over several years. This significantly reduces the taxable amount . This tax optimization strategy is a strategy we systematically recommend to our clients, as it has a direct impact on your net profitability .

 

A reasonable property tax

Property tax varies by county, but on average, it remains between 1.2% and 1.5% of the property's value . It is generally absorbed by rental income, or offset upon resale by a capital gain. Nothing to worry about, and above all, it is predictable and manageable .

 

No double taxation

Good news: France and the United States have signed a bilateral tax agreement . This means you won't have to pay tax twice. And by structuring your file properly, you can even avoid certain withholding taxes . Once again, support makes all the difference .

 

Easy transmission

By structuring your investment from the outset through an LLC or trust , you can transfer your assets to your children without incurring confiscatory taxes. This is a crucial point in any wealth management strategy. We integrate these dimensions into our advice from the very first discussions.