Why take out funeral insurance?
In our opinion, taking out funeral insurance has 4 main advantages:
You save your family and loved ones a financial burden by preparing during your lifetime a capital dedicated to the organization of your funeral. Namely that these cost on average 3,632 €.
The capital accumulated on your funeral insurance can only be released for your funeral and for no other reason. You can therefore be sure that these will be properly financed.
You can designate the beneficiary of your capital, whether it is a relative or a funeral director, so that he or she manages your funeral and has access to your capital within 24 to 48 hours.
Funeral insurance is accompanied by assistance guarantees, which are sometimes very useful: repatriation of the body in the event of death more than 30 km from home, psychological support or even animal care.
What are our tips for taking out the best funeral insurance?
In order to subscribe to the best funeral insurance contract, we recommend that you use our online comparator, in order to find inexpensive and secure provident insurance. Before any subscription, compare the quotes received by taking a look at their terms and conditions, focusing on the following:
the amount of the annual management fee / remittance fee;
the waiting period (note, it can go up to 2 years for some contracts);
the conditions for participating in surpluses;
the rate of return served, i.e. the revaluation of capital over time;
whether or not contributions increase with age;
the reimbursement conditions if you disappear before the end of the elimination period;
the ease of modifying your choices (funeral operator, type of burial, etc.);
any exclusions from guarantees.
To help you choose your funeral convention, we have drawn up information sheets on the various funeral insurances available on the market. Membership conditions, assistance guarantees or prices, you can find the main elements to make your choice:
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