Which protection to choose against the dangers of the Internet?

Which protection to choose against the dangers of the Internet?

It should be noted first of all that your personal or professional insurance (Civil Liability, operating loss, all risks or even computer equipment) do not cover the protection of your image, and more generally cyber crime ... Indeed, these covers do not cover , in general, only material damage.

An e-reputation cover is therefore necessary to protect your image, or that of your company. You can subscribe either:

    By signing up to a specific contract: e-reputation insurance.
    Optional linked to another insurance contract (home, school, legal protection if you are an individual, or cyber risks if you represent a company): in this case we will speak of e-reputation guarantee.

Whatever the form of your e-reputation insurance contract, the services, the maximum amounts of compensation, the amount of deductibles applied as well as the exclusions vary from one insurer to another. Thus, be sure to compare the offers in order to take out the most advantageous cyber insurance!

As immaterial damage is often much more substantial than material damage (which will be covered by computer equipment damage insurance or by all-risk IT insurance), this coverage is therefore particularly recommended for any business.

    Our advice: Cyber ​​insurance generally contains an e-reputation guarantee. This cover will protect you in the event of cyber attacks (malware, computer viruses, phishing scams, etc.). Thus, if the main channel of your business is the web or if you use or store sensitive data, you are particularly vulnerable to various attacks via the web. For your safety and to protect you from possible financial loss, this insurance is prudent.