What insurance for a sophrologist?

 What insurance for a sophrologist?


Are you a sophrologist and wondering about the insurance you should take out? What are your specific needs related to your sophrology activity? What are the main risks in your business? When do you become responsible? We explain in detail and give you the list of the best insurance for sophrologist.

Summary

    What is the price of the RC Pro sophrologist?
    How does sophrologist professional civil liability insurance work?
    What are the guarantees of relaxation therapy insurance?
    Sophrologist, what are the other compulsory insurances?

What is the price of the RC Pro sophrologist?

Many insurers and brokers offer a specific professional civil insurance contract for sophrologists. Here we present the three most competitive contracts to you.
Hiscox
Guarantees
RC Pro
Optional legal protection
RC Optional operation
Cyber ​​insurance optional
Opinion
The cheapest contract on the market.
It is recommended to add the operating liability guarantee.
No deductible.
Rate
175.50 € / year with the broker Coover
AIG
Guarantees
RC Pro
RC Operation
Defense and appeals
Opinion
Monthly payment without additional premium.
Ceiling of 50,000 euros
Rate
€ 199 / year with the broker Coover
AXA
Guarantees
RC Operation
RC Pro
Defense and appeals
Opinion
Free monthly payment Electronic signature.
Ceiling of 100,000 euros
Rate
270 € / year with the broker Coover
(180 € / year for self-employed people)
RC Pro Sophrologist Award

The prices presented correspond to the basic professional civil insurance contracts for the activity of sophrologist. The insurance premium may be higher depending on the options taken out and the legal form of your business.
How does sophrologist professional civil liability insurance work?

The profession of sophrologist is not a regulated activity, therefore professional civil insurance is not compulsory even though it is strongly recommended.

Sophrologist RCP protects you in the event of material, immaterial and bodily damage caused to a third party during your professional activity.

The activity of sophrologist exposes you to many risks. Your patient may be injured in your practice and claim damages from you. A patient can also be held liable for any breach of contract or if he considers that the sessions did not have the expected benefits.

Thanks to this coverage, in the event of a claim, it is the insurer (and we you) who will compensate the victim of the claim.

Sophrologist RCP insurance covers you regardless of the location of the claim: at home, in business, in your practice, etc. This contract covers you for all activities related to your activity: sophrology advice, sophrology coaching, sophrology training etc ...
What are the guarantees of relaxation therapy insurance?

Sophrologist insurance contracts contain various guarantees that may or may not be included in the common base. Here they are in detail:
Sophrology professional civil liability
Situation covered
Your client thinks the sessions didn't work out and is suing you.
Risk
Raised
Comments
Special offers exist for self-employed sophrologists
RC Exploitation for sophrologist
Situation covered
A patient misses a step when leaving your office and is injured.
Risk
Raised
Comments
The operating liability is a more general guarantee that covers general damage related to the life of the company
Defense and appeals
Situation covered
You are ordered to pay legal costs
Risk
Weak
Comments
Rarely used but very useful because of the amounts involved in the event of a procedure
Juridic protection
Situation covered
Dispute with a client that requires you to hire a lawyer
Risk
Average
Comments
Warranty often available as an option but rarely in the base base

Whatever your specialty in sophrology and your status (self-employed sophrologist for example), these guarantees will be essential to carry out your activity serenely.

If you share a practice, Sophrologist RCP insurance may be required.
Sophrologist, what are the other compulsory insurances?
Mutual health insurance Unemployed worker
Status
Optional
Remark
The mutual health insurance allows you to supplement the reimbursements of the Health Insurance. With the Madelin law, you can deduct your contributions from your taxable income.
Rate
from 19 € per month for a single person
Multi-risk insurance pro sophrologist
Status
Perfect required by the landlord owner.
Remark
Covers your sophrology practice and the loss of activity linked to a disaster (water damage, theft, etc.). If you practice from home, you can request an extension