What are your financial wishes for the holiday season?

What are your financial wishes for the holiday season?

 
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For most working Canadians, balancing holiday spending and financial commitments can be a challenge. If this feat sounds familiar to you, maybe it's time to write a financial wish list. This is the first step to a worry-free holiday season! For example :

I want to continue saving and controlling my spending.
I want my family to feel financially secure.
I want the money I earn to work for me.
I want a life without debt.
3 simple tips to avoid extra spending during the holidays


 
1. Set a budget and stick to it

Determine how much you want to spend on gifts, entertainment, travel, etc. Do your research now to find the best deals. Don't wait until the last minute when choices are limited!

 
2. Pay ASAP!

Divide the total costs by the number of weeks left before the holidays. This is the amount to be paid each week.

 
3. Plan for the next year

Now that you have a holiday budget, start saving for next year.

In your planning, consider the different possibilities that could prevent you from saving or paying off your loans.

Did you know that credit insurance can pay off your debt?

You may have more than one loan: do you have a plan to keep paying them back in the event of an accident or illness?

Your home and other possessions are both your best assets and a heavy responsibility. Desjardins Insurance credit insurance can protect your quality of life and that of your loved ones by paying off your debts when you can no longer do so.