sports business insurance

sports business insurance
Insurance for sports professions

Sports professions expose their practitioners to multiple risks, which may cause them to temporarily or permanently cease their activity.

Injury, frequent travel, practice in a room or at home, it is important to choose insurance guarantees that will protect you and your company against the risks you run in the exercise of your professional activity.
In this article
Insurance for sports coaches
Professional legal protection
Professional civil liability
Insure your premises and property related to your activity
Insurance in a sports club
A member is injured alone
A member is responsible for or the victim of an injury
Insurance for instructors and State certificates
In conclusion
Insurance for sports coaches

Professional insurance covers many aspects of your job.

Whether for you or for your students, several guarantees can be offered to you. In order to choose the best mutual at the best price and offering all the options that will cover your needs, you can use an online insurance comparator.

In just a few clicks, you will get all the quotes that meet your criteria to choose the insurance that will cover you in your activity as a sports coach, while paying the right price.
Professional legal protection

This guarantee provides you with valuable legal advice. In the event of legal action, your insurance will cover the costs of the proceedings and the fees of your lawyer.

This type of case can arise because of a conflict with a client or possible collaborators. Regardless of your position in the case, it will be up to you to ensure your protection, which may include your legal protection.
Professional civil liability

If one of your coached clients is injured during your lessons, you get protection through professional liability. Since it is your business that is responsible for damage caused to a third party, you should be insured to protect yourself.
Insure your premises and property related to your activity

If you exercise your activity as a sports coach in premises (and not at clients' homes), this insurance will cover damage in the event of fire, fire, broken glass, breakage of your devices, etc. In addition, all your equipment must be insured, in order to be correctly reimbursed in the event of a hard blow. Without it, you would be forced to face unforeseen expenses, which could force you to end your activity.

For sports coaches traveling to their clients' homes, there is usually an option to be covered on the transported equipment and the professional vehicle. These are therefore tailor-made options, which adapt to the nature of the sporting activity of each professional.
Insurance in a sports club

By definition, a club welcomes different athletes at the same time.

Due to the number of people gathered in one place and the very nature of the activity, it is common for accidents to occur, either when a person injures himself alone, or when he injures another athlete during training or a match.

Therefore, it is important to be properly insured to protect all members.
A member is injured alone

It can be easy to injure yourself while playing a sport: stretching a muscle, fracture, slipping, misuse of sports equipment are all damages that can be covered by the insurance of the sports club. It also suits the owner of the club, who is responsible for his members, as well as the athlete himself, who is covered for his injuries.

It is in these cases that an individual accident insurance or a guarantee against accidents of life taken out by the sports club is irreplaceable.