Sports association, which insurance to choose?

Sports association, which insurance to choose?


We'll walk you through everything you need to know about insurance for your sports association.

Indeed, there are absolutely mandatory insurance policies that you must take out from your first day of activity. Others are optional but strongly recommended. What guarantees should you take out? What are your specific needs for a sports association? What are the main risks in your business? When do you become responsible as a sports association?

Summary

    Sports association, what are your compulsory insurances?
    What is the price of professional sports association insurance?
    Sports association professional civil liability insurance
    What are the best sports association insurance?

Sports association, what are your compulsory insurances?
Professional Liability
Status
Mandatory for sports association
advice
Recommended for any association to protect themselves in the event of misconduct or professional accidents (which may expose you to criminal charges)
Mutual health
Status
Mandatory if you have employees
advice
The choice of the complementary is made by the association
Car Insurance
Status
Compulsory to third parties for association vehicles
advice
For volunteers' vehicles: mission insurance taken out via the association's RC
Multirisk of premises
Status
If the association owns the premises: optional but recommended
advice
If the association is a tenant: obligation to insure rental risks
What is the price of professional sports association insurance?
Professional Liability
Average annual price (€)
From 30 € / year
Pricing criteria
Turnover, claims, years of experience
Advice
The price can double if you take the PJ guarantee (which we recommend)
Company mutual
Average annual price (€)
€ 26 / month for an employee and € 35 for a TNS.
Pricing criteria
According to the chosen guarantee levels
Advice
In addition to the price, pay attention to the annual reimbursement ceiling (advice: € 1,000 minimum ceiling)
Car Insurance
Average annual price (€)
45 € / month
Pricing criteria
Driver's age, vehicle model, background
Advice
Choose the "All risks" formula, although a little more expensive than the "Third Party" formula, guarantees compensation for all types of claims (weather, accident, vandalism, etc.)
Multi-risk insurance pro
Average annual price (€)
40 € / month
Pricing criteria
Surface area, geographical area, turnover
Advice
To save money, some contracts also include RC PRO
Foresight
Average annual price (€)
26 € / month
Pricing criteria
Age, selected guarantees, place of work
Advice
Give preference to "Daily Indemnities" insurance: your salary will be maintained in the event of accident or illness
Our sports association insurance comparators
COMPARE 12 RC PRO CONTRACTS
COMPARE 34 TNS MUTUAL OFFERS


Sports association professional civil liability insurance

The sports association is one of the associations for which it is compulsory to take out professional liability insurance. The purpose of this insurance is to cover damage caused or suffered by employees, volunteers, members, members and managers.

As a sports association, you must also inform your members of the interest in taking out personal injury insurance, and be able to offer a group personal insurance contract. Members of the association are then free to accept or refuse to subscribe.

If a member of the insured association causes damage to another insured member, the liability cover only comes into play if it has been stipulated in the contract that the insured have the quality of third parties among themselves.
What are the guarantees of the RC Pro sports association insurance?

The professional sports association civil liability insurance has only one component, the RC Pro guarantee. There is no additional guarantee such as legal assistance or protection. For the latter, it is necessary to take out a professional insurance contract for association with more extensive guarantees.
Public liability
Main risks
Damage due to the activity, equipment and facilities of the club
Probability
Important
Comments
Make sure it covers sporting events and competitions
COMPARE 12 RC PRO INSURANCE CONTRACTS
What are the best sports association insurance?

There are many contracts available to insure you as a professional. Here is a comparison of sports association insurance. As a professional insurance broker, we can help you compare offers, negotiate prices and find your way.