RC Pro magnetizer: what price and what obligations?

RC Pro magnetizer: what price and what obligations?


Here's everything you need to know about Professional Magnetizer Insurance. Is professional civil insurance compulsory for magnetizers? What are your specific needs as a magnetizer? What are the main risks in your business? When do you become responsible? We explain everything to you and give you the list of the best insurances for magnetizer.

Summary

    What are the prices of the RC Pro for magnetizer?
    How does the magnetiser's professional civil liability insurance work?
    What other insurances are recommended for the magnetizer?

What are the prices of the RC Pro for magnetizer?

There are many RCP insurance contracts available for magnetizers. Here we present the four that we recommend.
Hiscox
Guarantees
RC pro, Defense and Recourse,
RC optional operation
Opinion
The best price on the market for magnetizers.
Rate
175.50 € / year with the broker Coover
Solly Azar
Guarantees
RC pro, RC operating, PJ and Damage Pack optional
Opinion
Good option for magnetizers and other wellness professions
Rate
176.22 € / year with the broker Coover
APRIL
Guarantees
RC pro, RC operating, Financial guarantee, RC of the Corporate Officer
Opinion
Slightly higher price. Possibility of covering the premises with the same contract.
Rate
From 200 € / year
Comparative RC Pro magnetizer 2022
How does the magnetiser's professional civil liability insurance work?

The profession of magnetizer is not a so-called regulated profession, therefore there is no obligation of professional liability insurance. However, it is strongly recommended that all magnetizers take out a contract.

RCP Magnetizer protects you in the event of damage caused to a third party during your professional activity. This also concerns material, immaterial and bodily damage.
Civil liability pro
Main risks
Bodily or non-material damage
Probability of stake
High
Comments
You can add other activities without additional premium: bonesetter, healer, energy specialist, etc.
RC Operation
Main risks
Property damage you accidentally cause to a customer's property
Probability of stake
High
Comments
The pro magnetizer RC insurance generally includes an operating civil liability component.
Guarantee of recourse and criminal defense
Main risks
Proceedings initiated by your clients in the event of professional misconduct
Probability of stake
Weak
Comments
Very useful if the event is excluded from the liability guarantee. Attention, exclusion of professional acts prohibited by law or not authorized for the insured
Juridic protection
Main risks
Dispute with a client which must be settled with the assistance of a lawyer
Probability of stake
Medium
Comments
Rather rarely included in RC Pro magnetizer contracts.
What other insurances are recommended for the magnetizer?
Mutual health
Status
Optional for the self-employed
advice
Thanks to the Madelin law, you will be able to deduct contributions from your income
Car Insurance
Status
Mandatory if you use a vehicle while performing your duties
advice
If your vehicle is already personally insured, do not forget to include professional use in your contract (this is often possible).
Professional multi-risk
Status
Mandatory if you have a private workplace (practice)
advice
Covers your business premises and loss of activity linked to a disaster (water damage, burglary, etc.)
Foresight
Status
Optional
advice
Daily allowance insurance covers you in the event of sick leave (illness or disability)