Professional insurance for tattoo artist and piercer

Professional insurance for tattoo artist and piercer


The job of a tattoo artist involves creating and performing tattoos on different parts of the body. As part of his profession, the tattoo artist is required to use very specific machines and tools. To get the ink under the epidermis, it has to pierce the skin thousands of times with a needle containing solvents and pigments. Although there is no insurance obligation for tattoo artists, there are hygiene and sanitary rules to be observed.
The profession of tattoo artist

The tattoo artist is a professional in the creation and realization of tattoos of various shapes. Its role is to perforate the surface layer of the skin with an electric machine connected to a needle which inserts colored pigments under the skin, called the dermograph. The tattooist must listen to the client's wishes and must inform him of the pain, the risks of infections, the healing time and the care to be performed after the tattoo.

In addition, the tattoo artist must always require the client's identification document to verify that he is of legal age. If the client is a minor, he must have parental authorization. To work as a tattoo artist, you must take hygiene training in a regulated body, declare your activity at the prefecture and practice in standardized premises. Namely that as part of his profession, the tattoo artist must use sterilized equipment. He must also wear gloves, goggles and a mask.
What insurance to take out?

The profession of tattoo artist is exposed to many risks. In the course of his professional activities, the marketing and use of his products or the services he provides, the tattoo artist may cause damage to his clients or to any other person. Its premises and equipment are also exposed to various risks. This is why it is essential to take out the appropriate insurance. You will then be able to secure your activity and offer yourself good protection in the event of damage caused to a third party.
Professional liability insurance

The first insurance to take out is professional liability coverage. In the event of damage caused to third parties, the procedures can be lengthy and costly. Hence the importance of purchasing RC Pro insurance. This contract allows you to be able to answer for an error, a fault, an oversight or any damage to someone or something. This means that bodily, material and immaterial damage caused to any natural or legal person is covered by this guarantee. For example, if one of your clients has an infection, an allergy or a scar as a result of your procedure. Remember that even if you comply with hygiene regulations, this is not always the case with the customer.
Operational liability insurance

The operating liability insurance contract differs from that of professional liability insurance. These are two complementary contracts, but which offer separate guarantees. The operating liability guarantee covers you in the event of damage caused in the course of the activity of the company, not necessarily of a service. However, it does not cover personal injury that may result from the tattoo itself.
Legal protection insurance

The professional legal protection guarantee allows you to be represented and defended by your insurance in legal proceedings opposing you to a third party. She keeps you informed of your rights and intervenes to find an amicable solution in a dispute. Generally, the legal protection insurance contract covers the legal fees, expert fees and legal costs.
Insurance for your premises and equipment

For optimal protection, you can also take out insurance for your premises and equipment, which the owner will ask you when you rent premises. Take the time to properly assess the amount of property to be insured and the risks from which you must protect yourself. Business premises insurance covers damage caused by fires, explosions, floods and other disasters. It is therefore essential insurance for good protection. You must also insure your equipment, because in the event of a disaster, the repair costs can be very expensive.
Professional multi-risk insurance

Next, if you are looking for comprehensive protection, there is business property and casualty insurance. This insurance contract is tailored to the specific risks of your tattoo artist activity. It includes several guarantees that can cover tattoo artists, but also piercers, namely local professional insurance, business interruption insurance, assistance