Professional insurance for beauticians
the activity of beautician is not regulated. However, if you decide to open your beauty salon, you must respect certain conditions. Above all, you need to think about the risks you are exposed to. Focus on the profession of beautician and on the insurance to take out to practice this profession with complete peace of mind!
The beautician's job
A beautician is a professional specializing in body and facial beauty treatments. Its objective is to enhance the beauty of clients, but also to advise them and sell them beauty products adapted to their needs. Most of the time, the esthetician works as a team in a beauty salon, but she can also work alone or directly at clients' homes.
As part of her profession, the esthetician is responsible for performing various treatments, including waxing on various areas of the body and face, scrubs, skin cleansings, massages, manicures, pedicures and makeup. Whatever the mission, the professional is in direct contact with the client. She must therefore have good interpersonal skills, an ability to listen and tact.
An extremely well-groomed appearance is essential for this profession. The appearance and hygiene must be impeccable. The beautician must be able to instill confidence in clients. At the end of the session, she should be able to advise clients and be convincing. You will understand, to be a beautician, you must also know how to argue to sell beauty products.
Good to know: to open a beauty institute, you must have a CAP, a BEP or a higher level diploma in the field of aesthetics or failing that, more than 3 years of experience as a manager, partner or employee of a beauty institute. The profession of beautician can be exercised without a diploma or experience, these requirements apply to the management of the institute.
Insurance to take out to practice with peace of mind
Since the esthetician has to manipulate clients' bodies and use potentially dangerous devices and products, she must have a good grasp of techniques and products. Without a minimum of vigilance, an accident can happen very quickly. You should therefore be well informed about new skincare products and techniques coming out on the market. Your job is to take care of others, but remember to think of yourself when choosing insurance contracts that suit your needs. Here are the insurances to take out to exercise in peace:
Professional liability insurance: essential, the RC Pro guarantee covers you against any damage accidentally caused to a client or to a third party within the confines of your institute or as part of your home activities.
Professional multi-risk insurance: this insurance is strongly recommended if you carry out your activity in an institute. Your premises are precious and house the equipment and merchandise essential to your activity. The multi-risk company insures you against the risk of disasters on your premises and also covers your professional liability.
Business interruption insurance: with this insurance, you can be compensated on the basis of the turnover lost during a given time. It intervenes when your activity has been interrupted by a fire or other disaster.
Professional vehicle insurance: if you carry out your activity at home, your professional vehicle guarantees the maintenance of your activity. It is therefore necessary to insure it in order to obtain a replacement vehicle very quickly in the event of a problem and financial compensation to replace your vehicle.
Insurance for related trades
Hairdresser's insurance
Nail prosthesitis insurance
Make up artist insurance
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