Professional farrier insurance

Professional farrier insurance


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horse hoof

Your role as a farrier is to heal horses' hooves and to place shoes that you make yourself. This is a profession exclusively linked to the horse. Since your mission is to care for and protect the hooves of horses, you must clearly define the risks to which you are exposed. In the event of damage caused to third parties during your intervention or by the horses you are shoeing, you may be held liable. This is why it is essential to learn about the essential insurance for you as a farrier.
The farrier's missions

As we said, the farrier is responsible for maintaining and protecting the hooves of horses. As part of your job, you are required to take care of the feet and hooves of equines. These can be horses, ponies and donkeys. You must approach the animal to calm it down before examining it. You should take a good look at the foot to see if special hardware is needed.

As a farrier, you can work as an employee in an equestrian center or in a stud farm, or you can work on your own account. Either way, it is worth remembering that this is a job exposed to many risks and it is essential to take out the right insurance contracts.
Professional farrier liability

The first insurance to take out for good protection is the professional liability guarantee. Called RC Pro, this insurance includes all the guarantees necessary to cover your responsibilities as a farrier, whether for equines, competitions, breeding and recreation. This insurance contract covers damage caused to third parties during your intervention, damage caused by the horses you are shoeing and in your care and damage to the equine you have shoeed. For example, if the horse, pony or donkey you shod limps due to a trimming or shoeing error.

In short, farrier professional liability insurance covers the cost of material damage or bodily injury resulting from fault, error or omission. Be careful, however, because this insurance does not cover damage caused by lack of qualification. Also, it is useful to remember that the financial consequences of non-compliance with an obligation of result are not covered by RC Pro.
Legal protection insurance

To allow you to settle your disputes with ease, there is professional legal protection insurance. This insurance contract is essential for the farrier, because it covers the costs of the proceedings and allows you to defend yourself in the event of a dispute between you and a third party. It also offers support and advice to help you obtain compensation for the damage suffered amicably or in court.
Provident insurance

Finally, the other insurance that you can take out for optimal protection is the Madelin provident guarantee. This is an insurance contract that allows you to financially cope with temporary or permanent disability following illness and especially following an accident, which can very quickly happen in your area of ​​expertise. The principle of this insurance is simple: you assess the financial needs of your family in the event of disability or premature death and if one of the covered losses occurs, a monthly pension or a lump sum will be paid to you. Enough to allow your family to meet their financial needs even in your absence.
Use our online insurance comparator

Assurancedesmetiers provides you with an online professional insurance comparator. Use our free service and get up to 5 quotes from different insurers. Only by comparing can you take advantage of the best prices and the best guarantees!