Opening a car garage: what do the regulations say?

Opening a car garage: what do the regulations say?

Some insurance for garage owners is compulsory:

    Professional Civil Liability Insurance. This protection is essential. Without it, in the event of damage caused to a third party in the course of your professional activity, you would be held responsible and will have to compensate the victims at your expense. In addition, in the event of default by RC pro, you are liable to legal proceedings and fines. This insurance is generally included in professional garage contracts. Check its presence and the level of its coverage.

    Insurance of business premises and property. As with a private individual, your workplace must be covered in the event of fire, water damage, climatic events ... You can also protect your equipment.

    Professional auto insurance. We have seen it throughout this page, but we will say it again, every motor vehicle must be insured, even at a standstill, by your professional insurance. Your car dealership or garage coverage must include every car you or your employees work on.

Professional multi-risk insurance will cover these areas, as well as other optional guarantees such as the risk of operating losses, or professional legal protection.

    Remember that you are required to take out collective health insurance for your employees and to bear part of the contribution. You can choose to offer them additional and optional protection with a group pension contract.