Make sure when you have diabetes

Make sure when you have diabetes

Do you have diabetes? Alas, you know it more than anyone, this disease will follow you all your life. You will still have to exist through projects and your ambitions. You will also need to make sure. But is it possible to get life insurance when you have diabetes? The answer: absolutely! You just have to find a product that suits your reality, which the InfoPrimes experts know how to do with their eyes closed!

Diabetes

Diabetes is a chronic disease that cannot be cured. People who suffer from it, however, live very well, provided it is treated and controlled. Concretely, this condition results in the fact that the body cannot adequately transform sugar into a source of energy.

Normally, insulin allows sugar to infiltrate the body's cells, turning it into energy. But in people with diabetes, insulin is defective. The sugar does not carburize the cells, but rather stays in the blood, which eventually causes certain complications, including in the eyes, kidneys, nerves, heart and blood vessels.

Understand the fundamentals of life insurance

Life insurance provides financial protection for a person against certain vagaries of life. Its primary reason is therefore to financially reward those dear to the insured if something bad happens to the latter or if he is no longer able to meet his financial commitments.

By signing the contract, an insurer therefore undertakes to remit a certain sum if the insured dies or becomes disabled. In return, the insured agrees to pay premiums each month to the insurance company since he purchases his product.

However, you are diabetic. Do you think you can afford to pay an insurance premium every month? Very likely yes. Why stop yourself from doing it?

Make sure when you have diabetes

No matter what type of diabetes you have (prediabetes, Type 1, Type 2, pregnancy or otherwise), there is life insurance that is right for you. And the best part is that the premiums are, after all, very reasonable! So don't think that since you have diabetes, you will have all the trouble in the world to insure yourself.

Several financial institutions saw this reality as an opportunity to secure the loyalty of a new type of clientele by creating tailor-made products. They therefore specialized in diabetes life insurance.

Their product line includes, but are not limited to, Type 1 Diabetes Life Insurance, Type 2 Diabetes Life Insurance or Diabetes Life Insurance with Insulin. Some companies even offer these insurances without a medical examination.

The insurance company may agree to insure you without too much movement. It may also require a small premium, depending on the case and the severity of the condition. But like all insurance products, no matter how much you compare with your neighbor, each one gets a unique price, adapted to his person, to his situation.

So let's say you have diabetes and have been denied insurance. The cause of uninsurability may not be the diabetes itself, but its consequences (overweight, high blood pressure, high cholesterol or risk of cardiovascular disease).