Lawyer, which insurance to choose?

Lawyer, which insurance to choose?


We'll explain everything you need to know about insurance if you're a lawyer.

In fact, there are absolutely compulsory insurance policies that you must take out from your first day of activity if you practice in private practice. Others are optional but strongly recommended. What guarantees should you take out? What are your specific needs as a lawyer? What are the main risks in your business? When do you become liable as a lawyer? In addition, there are many insurers and it is never easy to know where to turn or which cover to choose. We explain everything to you and give you the list of the best insurance for lawyers.

Summary

    Lawyer, what are your compulsory insurance?
    What is the price of professional lawyer insurance?
    Lawyer professional civil liability insurance
    What are the best lawyer insurance?

Lawyer, what are your compulsory insurance?
Professional Liability
Status
Compulsory if you practice as a liberal and optional if you are an employee or a student on an internship
advice
Ceiling of collective liability is not always sufficient, hence the advantage of subscribing to additional liability
Mutual health
Status
Mandatory if you have employees. Optional if you are self-employed
advice
If you are an employee, the choice of the complementary is made by the firm. If you are liberal, you will have to find a TNS mutual fund yourself (you can deduct the contributions from your income)
Car Insurance
Status
Mandatory if you use a vehicle while performing your duties
advice
If your vehicle is already insured in person, do not forget to include professional use in your contract (this is often possible)
Professional multi-risk
Status
Mandatory if you have a private workplace (practice)
advice
Covers your business premises and loss of activity linked to a disaster (fire, burglary, etc.)
Foresight
Status
Optional
advice
Daily allowance insurance is particularly recommended for liberals
What is the price of professional lawyer insurance?

Professional Liability
Average annual price (€)
190 € / year for additional liability
Pricing criteria
The additional amount of coverage chosen
Advice
Consult the schedules of specialized brokers to find the best offer
Company mutual
Average annual price (€)
€ 26 / month for an employee and € 35 for a TNS
Pricing criteria
According to the chosen guarantee levels
Advice
In addition to the price, pay attention to the annual reimbursement ceiling (advice: € 1,000 minimum ceiling)
Car Insurance
Average annual price (€)
45 € / month
Pricing criteria
Driver's age, vehicle model, background
Advice
Choose the "All risks" formula, although a little more expensive than the "Third Party" formula, guarantees compensation for all types of claims (weather, accident, vandalism, etc.)
Multi-risk insurance pro
Average annual price (€)
40 € / month
Pricing criteria
Surface area, geographical area, turnover
Advice
To save money, some contracts also include RC PRO
Foresight
Average annual price (€)
26 € / month
Pricing criteria
Age, selected guarantees, place of work
Advice
Give preference to "Daily Indemnities" insurance: your salary will be maintained in the event of accident or illness
Our lawyer insurance comparators
multi-risk-comparator-pro
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Lawyer professional civil liability insurance

The RCP lawyer protects you in the event of damage caused to a third party during your professional activity. This concerns both personal injury and accidents at your workplace.

Although you do not have a legal obligation to take out professional liability insurance if you are an employee, this insurance is highly recommended. This insurance is compulsory if you practice as a liberal lawyer.
What are the guarantees of Pro Lawyer Liability Insurance?

Lawyer professional civil liability insurance has only one component, the RC Pro guarantee. There is no additional guarantee such as legal assistance or protection.
Public liability
Main risks
Breach of the duty to advise, error in a procedure or in the drafting of documents
Probability
Important
Comments
Failure to provide advice represents 30% of litigation cases
COMPARE 12 RC PRO INSURANCE CONTRACTS
What are the best lawyer insurance?

There are many contracts available to insure you as a professional. Here is a comparison of lawyer insurance. As a professional insurance broker, we can help you compare offers, negotiate prices and provide support