Insurance for dance teachers

Insurance for dance teachers



dance teacher


Dance teacher: what insurance to take out?

The role of a dance teacher is to teach dance and organize galas. He most often works in a private structure, in a school or in a conservatory, where he teaches the art of dance. To practice his profession, the dance teacher must obtain a diploma. In his job, he is not immune to risks. This is why it is necessary to take out the right insurance contracts. To find out what guarantees to take out when you are a dance teacher, follow the guide!
The profession of dance teacher

As said previously, the dance teacher can work in schools or in conservatories. At school, he only works as part of the Scheduled Dance Classes, while at the conservatory, he teaches different types of dances such as classical dance, contemporary dance and jazz. His role is to awaken artistic sensitivity, to ensure the balance and consistency of lessons and to encourage the progress of his students. It must also organize concerts, shows and exchanges between students and professionals. The dance teacher must be passionate, have an artistic sensibility and a sense of rhythm, be patient and attentive, but also flexible and available. He must be able to resist stress and have a healthy lifestyle.
Insurance to take out

To exercise his profession with complete peace of mind, the dance teacher must take out the right insurance contracts. He must take out office insurance whether it is a business premises or a room at home. He must also take out professional civil liability to protect him in the event of a serious error. The other insurance to take out is legal protection. This guarantee makes it possible to have advice and to have the costs of attorneys or court costs covered in the event of a dispute with a third party.
Local professional insurance

Local professional insurance provides cover for the civil liability of the operation of the business for disasters that may arise on the premises. It also allows you to be compensated in the event of water damage or fire in the premises. It also intervenes in the event of theft.
Professional liability insurance

Professional liability insurance is compulsory coverage in France for "regulated professions", that is to say framed by specific legislative and regulatory provisions. Although it is not compulsory for dance teachers, the RC Pro is an essential cover, because it allows to benefit from several guarantees such as the risks incurred by third parties, the dangers caused by the premises and the damage caused by professional activity.
Legal protection insurance

The other insurance to take out for optimal protection and security is the professional legal protection guarantee. This insurance contract allows you to be represented and defended in legal proceedings. He intervenes in the event of a dispute with a third party and makes it possible to find an amicable solution. The legal protection guarantee covers the costs of proceedings and provides services to the insured.
Complementary health and provident insurance

As the risks of injury linked to the profession of dance teacher are real, it is necessary to take out additional health insurance. The complementary health insurance for self-employed professionals is a cover that reimburses health expenses. In particular, we are talking about expenses that are not covered by the Social Security Health Insurance. Often, the guarantees of this compulsory insurance are not sufficient to cover all health expenses.

Hence the importance of subscribing to a mutual health insurance and continuing to exercise your professional activity in peace. In addition to reimbursing the entire user fee and paying for the reimbursement of the daily hospital fee without any time limit, this guarantee also covers the costs of prostheses, thermal cures, refractive surgery, facial orthopedics and preventive acts.

The self-employed provident insurance should also be considered with attention, if ever an injury forces you to cease your activity, it is through this individual guarantee that you will be able to continue to receive a regular income while you are in treatment.
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Before signing an insurance contract, always check the general conditions, the areas of intervention covered