How to modify a professional vehicle insurance contract?

How to modify a professional vehicle insurance contract?

Modifying a contract usually means declaring a reduction or an increase in the risks that your vehicle (s) incur. It is often this point of disagreement between insurers and policyholders that gives the latter the opportunity to check with the competition whether they cannot benefit from a better offer elsewhere ...

Step 1 - The declaration of a change in risk is also done by sending a registered letter with acknowledgment of receipt to your insurer.
Regarding the deadlines granted, you only have 2 weeks to notify your company of any change leading to a potential modification of the risks (change of car models, increase in the number of drivers, modification of routes, etc.).

Step 2 - The latter must respond to you within 10 days of receiving your request.

    If it is not, then it is automatically validated without changing the price.
    If you do not agree with the price increase your insurer provides, then you are entitled to change coverage. Use a comparator to access the offers!

The case of the termination of professional auto coverage by the insurer

Note that your insurer is also entitled to terminate the insurance contract between you. From the moment you learn of a termination at the initiative of your insurer, then you will remain covered for another 1 month.
Here are the different grounds and conditions provided for by law to allow your auto insurer to terminate your professional contract:

    You have not paid your insurance contributions,
    You have made a false declaration (when subscribing or during the contract),
    Too many large claims (most often) have increased the risk that your contract represents and your company no longer wishes to insure it.