What documents do I need for immediate term car insurance?

 What documents do I need for immediate term car insurance?

First of all, you should know that access to this type of coverage is not without conditions. Indeed, you must be at least 21 years old and two years of driving to be able to take out immediate temporary car insurance. Young drivers therefore cannot purchase temporary auto insurance.

Depending on the insurer, different documents may be required for taking out temporary car insurance. As a general rule, you must attach the following supporting documents to the temporary membership form:

    Photocopy of driving license,
    Copy of the vehicle registration certificate / registration certificate,
    Information statement if you are subscribing to a new insurer.

Most of the time, you can send these documents by email to speed up membership. So you get the insurance certificate directly and can drive immediately.
What is the cost of immediate term auto insurance?

For the same level of coverage, the price of immediate term auto insurance is higher than traditional coverage, due in particular to the flexibility and greater risk for the insurer. The price varies between 10 and 45 € per day.

The cost of immediate term auto insurance depends on different criteria. Here are the main ones:

    The characteristics of the car: model, mileage ... the more valuable it is, the higher the premium will be,
    Your driver profile: age, number of years of driving, bonus-malus, etc.
    The level of guarantees chosen: most temporary car insurance contracts cover Civil Liability only (third party formula). It is still possible to choose a more complete cover, including for example legal protection, glass breakage, etc. An “all risks” formula will necessarily increase the amount of the premium.
    Car use: where are you going to park it? Where do you plan to go? Is it for business or 100% personal travel? Do you plan to leave France?
    The subscription period chosen: 1 to 90 days maximum.

The duration of the purchase of the immediate term auto insurance cannot exceed 90 days. This is a one-time solution that is not intended to be the primary coverage over the year.
Faq
How to insure a car temporarily?

You can take out immediate temporary automobile insurance to insure a vehicle that you lease, that we lend you ... for a fixed period. Many insurers offer this solution, you can use an online comparator to find the cover suited to your needs and your profile at the best price.
How long is the purchase period for immediate term auto insurance?

The duration of the temporary car insurance is from 1 to 90 days maximum. Generally, it is the insurer who creates his offer as he wishes, but some allow the insured to choose a personalized duration.