How to take out auto insurance after the sale of your car?
Selling your car makes it easy for you to change your auto insurance contract. You will therefore have the opportunity to compare the different offers on the market. Remember to take into account your budget and your situation in order to find a new totally personalized offer.
Don't hesitate to use an auto insurance comparator. This free tool will save you a lot of time. All you need to do is enter your information in order to receive several quotes. Besides saving time, you can also save a lot of money.
What are the documents to insure a car?
3 documents are essential to insure a vehicle, regardless of the situation:
Driving license ;
The registration certificate: can correspond either to the transfer certificate or to the new registration certificate of the car. The registration certificate brings together all of the vehicle's information. It is therefore not possible to cancel your car insurance without a registration certificate;
The insurance information statement: allows your insurer to determine your bonus / penalty and thus establish the cost of your auto insurance contract. This document summarizes your past as a driver over the past 3 years.
Auto insurance termination letter
In addition to the transfer certificate, you must send a letter by registered mail with acknowledgment of receipt to terminate your auto insurance contract following the transfer of your car.
To help you write a termination letter, you can draw inspiration from different models on the internet. However, you must fill in certain information:
Your contact details;
The date of sale of your vehicle;
The number of your automobile insurance contract;
The brand of your car;
Your request: termination of auto insurance, transfer, suspension of guarantees, etc.
Reasons for canceling auto insurance
Several reasons can lead you to cancel your automobile insurance:
Termination linked to the sale of your vehicle: in addition to termination, you have the option of suspending your current contract before finding another one or of transferring your current contract if you are a buyer;
Use of the Hamon law: gives you the possibility to terminate your auto insurance contract, at any time, without specific reason, after 1 year of subscription;
Termination following a dispute with your insurer: if your insurer cannot match the competition, you can request termination of your auto insurance contract;
A change in your situation: a move or a new job may be a reason for canceling your automobile insurance;
Termination following the theft or loss of your car;
Termination following the death of the insured.
إرسال تعليق