Choose your civil liability

Choose your civil liability
Here are the different types of liability and how to choose the right amount.

Civil liability covers bodily injury or property damage accidentally caused to others. This protection is mandatory in auto insurance and is generally included in home and business insurance contracts. Several types of liability insurance are also available to businesses


Company civil liability
This protection ensures civil liability related to the operation of your business. It thus covers places, activities, works and products thereof. If bodily injury or material damage were caused to third parties, the financial consequences of a lawsuit would then be covered by this insurance, according to the terms of your contract.
For example, if a customer were injured while visiting your warehouse and then sued your business, your liability insurance could cover costs related to that event, such as your customer's loss of income during their rehabilitation.
Civil liability of directors and officers
Do you own a small, medium or large business or run a non-profit organization (NPO)? Whatever the structure, directors and officers must face certain obligations and responsibilities in order to comply with the laws and regulations specific to their sector of activity. If they default on their commitments to customers, for example, they can be held liable for causing harm through their actions or negligence.
Directors 'and officers' liability insurance therefore protects them and your company against the financial consequences arising from a lawsuit or an allegation related to their liability.
Professional Liability
This type of insurance covers any fault, negligence, error or omission committed in the course of your duties or those of your staff. Professional liability protects you and your partners, shareholders, employees, interns or volunteer workers against the consequences that may cause bodily, material or moral damage (for example, psychological harassment) caused to a person in the course of a professional activity.
Each of these insurances aims to reduce the financial risk of your business and protect its continuity in the event of bodily injury or material damage caused to third parties.
Category Companies
Choose your civil liability
Here are the different types of liability and how to choose the right amount.
March 24, 2021
Civil liability covers bodily injury or property damage accidentally caused to others. This protection is mandatory in auto insurance and is generally included in home and business insurance contracts. Several types of liability insurance are also available to businesses. Here is an overview.