What are the optional guarantees?
In addition to the guarantees most commonly found in traditional housing contracts, you can add optional guarantees. Optional as they are, these guarantees may be essential depending on your situation. For example, if you have a swimming pool, consider purchasing a specific option. The same is true if you own valuable and expensive movable property. You can insure them to be compensated in the event of loss or theft. It is also possible to subscribe to an approved maternal assistant option if you exercise this profession, a personal assistance option if applicable, an option for the elderly or disabled, garden protection, mobile device guarantee, etc. In conclusion, everything can be insured through home insurance, so you need to take stock of the importance you place on everything and take out the appropriate option accordingly.
How to choose your level of guarantee?
The level of guarantee you choose depends on your profile. This is why it is very important to take stock with your insurer when taking out the contract. You will be able to determine what are the main risks incurred with regard to your situation. It is this situation that will determine what guarantees are essential for you to obtain the most optimal coverage possible and this situation may also change over time. You can therefore regularly contact your insurer and you must even notify them of the slightest change. In the event of a move, of course, but also in the event of a change of destination of the accommodation, in the event of the arrival of a new child, construction of a swimming pool, an extension in the house, renovation work carried out, etc. All these events that change your home and your family situation can also change your contract in order to adapt to these changes and offer you the best possible coverage.
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