Professional insurance for fish farmers

Professional insurance for fish farmers

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fish farmer

Fish farming is part of aquaculture and is usually done outdoors. Do you work as a fish farmer? To exercise your profession with peace of mind, you must take stock of the risks that threaten you and the insurance contracts that may cover you in the event of damage or responsible claim. Protect your business with guarantees tailored to your industry. Update on essential insurance for the profession of fish farmer!
The profession of fish farmer

Being a fish farmer means being specialized in the intensive farming of seawater or freshwater fish. It is actually about working on fish breeding and rearing farms in different marine areas, from sea to rivers for commercial purposes. Among the different species with which the fish farmer works, there are salmon, turbots, sea bass, sea bream, trout, carp, roach and pike. Initially, the fish worker organizes the reproduction of eggs and the growth of fry and young fish in equipped tanks. Then he washes, sorts and packages the fish for sale.

Either way, fish farmers should work outdoors in all weathers, on or inside the water. They should wear rubber clothing and other safety equipment. If it is also necessary to carry out fish farming in the open sea, it will be necessary to have a license to drive motor boats and be qualified in scuba diving. Finally, remember that the profession of fish farmer depends essentially on the tides. In other words, the farmer must be prepared to work irregular hours.
Fish farmer: what are the risks?

Whether you are a fish farm worker, fish farm worker or fish farm manager, you must be fully aware of the risks that threaten your professional activity. Indeed, as you are also responsible for the technical management of the breeding, you must control the facilities and the means of production. Without question, the aquaculture industry requires constant monitoring of temperature and oxygenation. The slightest mistake, such as renewing the water, can have consequences on production and sales.

As a fish farmer, your role is also to fight against the development of parasites and to control the quality of the water. If you fail to meet your obligations, your entire production can be affected, as can the sale of fish. The sums involved can be substantial and jeopardize your entire business.

Other claims concern you directly, such as attempted theft or weather hazards. Your ponds, ponds and installations can easily be damaged in the event of a disaster. Hence the importance of learning about the insurance contracts essential for the profession of fish farmer, belonging to the family of agricultural, fishing, natural spaces, green spaces and breeding.
Indispensable insurance for the fish farmer

    Professional liability insurance is a compulsory guarantee for all regulated professions. It covers you during the exercise of the profession of fish farmer, in particular if you cause damage to a business or to an individual.
    Multi-risk agricultural insurance allows you to benefit from comprehensive protection. It covers your professional property, your goods, your fish farming and your cash in the event of damage.
    Insurance for loss of goods is very useful, as it allows goods to be covered in the event of refrigeration equipment failure or in the event of a cold production malfunction.
    Business interruption insurance has the advantage of covering cash flow in the event of a business interruption.
    The food poisoning guarantee is more than necessary because it covers the risks of food poisoning caused by the fish you have sold. Like the fishmonger, you are also exposed to significant risks, as the fish can be contaminated.
    Boat insurance if you use a boat on your fish farm you are required to take out at least a civil liability guarantee to deal with damage