What are the advantages of going through an auto insurance broker?

What are the advantages of going through an auto insurance broker?

There are many advantages to using an auto insurance broker.

First of all, thanks to its extensive knowledge of the market and its address book, it allows you to benefit from a perfectly personalized auto insurance offer.

Also, the auto insurance broker is a real partner. It offers you a better understanding of the sector and supports you during the subscription of your contract by facilitating all the procedures.

The auto insurance broker therefore allows you to save money and save considerable time in purchasing your auto insurance.
How much does an auto insurance broker cost?

The auto insurance broker can get paid in different ways:

    Via a commission on subscriptions: auto insurance brokers are remunerated with a retro-commission from the insurer. As a result, they may not charge fees for the services offered. This is particularly the case with the auto insurance broker Reassure me.
    Via billing for the services offered: your auto insurance broker may bill for its services and therefore add file fees. Be careful when you receive the quote because these costs are optional and sometimes a little "hidden".

Should you hire an auto insurance broker or use a comparator?

There are two options available to you if you want to purchase the best auto insurance: hire an auto insurance broker or use a comparator.

The online auto insurance comparator is a completely free service that allows you to simulate several offers that match your profile. The comparator therefore has the same advantages as an auto insurance broker: considerable time savings and great savings.

The main difference between the broker and the comparator is that the broker chooses a single insurer for the insured while the comparator allows you to get an overview of the different offers offered by several insurers. Also, the comparator only plays the role of an intermediary while the broker remains throughout the life of the contract.
When to go through an auto insurance broker?

You can hire an auto insurance broker at any time. Its role will be to support you in your search or to take care of all negotiations to offer you the best auto insurance.
What are the disadvantages of going through an auto insurance broker?

Beware of unscrupulous brokers. Always refuse to pay unjustified additional costs or fees. Also, in the event of a fault committed by the broker causing you damage, be aware that the insurer will not be liable. The broker, and he alone, will therefore have to compensate you.
How to choose an auto insurance broker?

Before you think about hiring an auto insurance broker, you need to define your needs. Do you prefer to choose a physical or online broker? What should the broker's missions be? Etc. Also, do not hesitate to consult the reviews and rankings of the best auto insurance brokers.