Auto fleet insurance quote

Auto fleet insurance quote

Are you looking for professional car fleet insurance and do not know which contract to turn to? The supply of vehicle fleet contracts on the market is quite developed! To help you see more clearly and make your choice, here is a dedicated page offering advice and comparator.
Compare car fleet insurance

Summary

    Fleet insurance: definition
    Fleet insurance: our comparison
    How much does car fleet insurance cost?
    Why use a car fleet insurance comparator?
    What are the guarantees of vehicle fleet insurance?
    How to take out professional car fleet insurance?
    How do I get car fleet insurance quotes?
    All our articles on auto fleet insurance

Fleet insurance: definition

Fleet insurance allows you to insure all your vehicles via a single contract. There are contracts for individuals as well as for professionals, associations or communities. Any type of vehicle is concerned, whether heavy or light: car, utility vehicle, construction machine, semi-trailer, etc. A main driver and secondary drivers can be designated in the contract.

As a general rule, a minimum of 3 vehicles is required to be able to take out an auto fleet contract, although some insurers require 4. The other particularity of this cover is the absence of a reduction-increase coefficient, that is to say - say bonus-malus.

The guarantees are similar to those that auto insurance can offer: Civil Liability, bodily injury to the driver, goods transported, legal protection, weather events, glass breakage ...

If you have more than one two-wheeler, we recommend that you take out motorcycle fleet insurance.
Fleet insurance: our comparison

To help you find car fleet insurance, here is a comparative table of the guarantees of 5 market players: Covea Fleet, Axa, Generali, Allianz and Groupama. Please note, all the guarantees of the contracts are not compared below, only our selection.
Car liability insurer RC operation Criminal defense and recourse Theft from a vehicle without an approved protection system Breakage of mirror glass Quotation
Zego: Fleet insurance for businesses 100 M € / claim NC NC Online
covea fleet € 100m / NC claim € 20,000 Deductible € 1,500 Online
axa € 100m / vehicle / claim € 10m / vehicle / claim € 8,000 / dispute Online
allianz € 100m maximum € 6.1m / year € 8,000 / dispute Yes just mirrors Online
groupama € 100m / claim € 8m / claim € 7,630 / dispute Online Option
generali € 100m maximum € 7m / claim € 10,000 / dispute Online
Car fleet insurance comparison table
Compare car fleet insurance
How much does car fleet insurance cost?

Fleet insurance can be very attractive from a financial point of view if you own more than one vehicle. For professionals, it is even very advantageous.

The prices vary according to:

    The type of vehicle in the fleet to be insured,
    The number,
    The use that is made of it: is it professional? Individual? Are all vehicles used daily? What is the geographical area of ​​circulation?
    The activity of the company in the case of a professional vehicle fleet insurance contract,
    The level of guarantees chosen (guarantees, options, deductibles, ceilings, etc.)

In addition, you should know that the prices of car fleet contracts are particularly negotiable. Indeed, there are different types of premiums (unit premium for each vehicle, variable premium depending on the claims, etc.). Do not hesitate to discuss it with the insurer you have chosen.

To find out the prices charged in your situation, do a simulation or even request a quote!
Why use a car fleet insurance comparator?

The vehicle fleet insurance offer is growing strongly and more and more players are entering this sector. But if you are not looking for a specific contract such as collector's or rental car fleet insurance, it can be difficult to choose from an offer that is ultimately quite homogeneous.

Using an insurance comparator is a good solution to find the contract that best suits your needs and the risks of your business. You can obtain personalized quotes in just a few clicks and thus be able to evaluate the best option available to you. Coover has developed its free online comparator to help individuals and professionals take out the right insurance contract. Being an independent broker, we do not push one contract over another. After making your request and providing the necessary information (number of vehicles, geographic area, etc.)